• Citizen of Malaysia
• Does not exceed 45 years of age on the date of application;
• Been offered a place at IPTA/ IPTS and Polytechnic by fulfilling entry requirements determined by the Ministry of Education and Malaysian Qualifications Agency (MQA);
• Programme pursued must have registration approval from the Ministry of Education;
• For IPTS students, programme pursued must have the Certificate of Accreditation from the MQA and still valid on the date of application;
• For a student who has other qualifications, verification must be obtained from the department or agency as stated above;
• Remaining period of study at time of the application should not be less than one (1) year;
• Has no other sponsor(s); and
• Has opened SSPN account.

1. Open a savings account (Student Personal Account) with CIMB Bank
2. Open SSPN Account at Maybank with RM20.
3. Pay RM5.00 to get a PIN number at Bank Simpanan Nasional (BSN). The PIN number is valid for only 3 months from the day you obtain from BSN.
4. Log on to the PTPTN website (http://www.ptptn.gov.my).
5. Fill in PTPTN Application Form with complete supporting documents.
   Supporting Documents:
   • Photocopy of BSN PIN number (RM5.00)
   • Photocopy of student Identity Card
   • Photocopy of Offer
   • Photocopy of CIMB Account Statement
   • Photocopy of Account Slip or SSPN Card
   • Photocopy of SPM/ STPM/ Diploma result
   • Photocopy of parents/ guardian Identity Card
   • Photocopy of parents/ guardian pay slip/pension (if applicable)

Malaysian Citizen; OR A Malaysian Citizen who has made Leaving The Country Withdrawal before 1 August 1995 and later opted to re-contribute to the EPF; OR

A Non-Malaysian Citizen who:

• Has become an EPF member before 1 August 1998; OR
• Has obtained a Permanent Resident status (PR)
• Has not reached the age of 55 on the date the application is received by EPF; AND
• Having savings in EPF Account 2